PPTOTO | The moment you hit "book" on Cebu Pacific's website, a few charges get added before you've actually chosen anything. Travel insurance is opted in by default, and if you're moving fast through checkout, it's easy to pay for it without ever deciding you wanted it. Seat selection works the same way — the system pre-picks a seat and charges around HK$60 (roughly $7.67) for it, even though sitting wherever the airline assigns you is completely free. Neither of these is a scam exactly, but they're both designed to slip past people who don't slow down and check every line before paying.

Baggage is where the bigger money sits, and it's worth planning ahead rather than dealing with it at the airport. Cebu Pacific doesn't include checked luggage by default, so you're choosing an allowance yourself, anywhere from 15kg up to 40kg, and prices only go up the later you add it — buying baggage online days before your flight is consistently cheaper than paying at check-in. Sports equipment gets its own separate charge if you're bringing anything bulky like a bike or golf clubs, and meals aren't included either; a basic chicken tocino meal runs about $6 if you want food on the flight instead of bringing your own.

None of these fees are hidden exactly — they're just structured so the default path costs more than the deliberate one. The fix is simple: go through checkout slowly, uncheck travel insurance if you don't want it, skip seat selection unless sitting next to your travel companion actually matters to you, and add baggage in advance rather than at the counter. Do that, and the fare you see at the start of booking is close to the fare you'll actually pay at the end.

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